Privacy Policy

Last updated: June 2026. Compliant with the Protection of Personal Information Act (POPIA).

1. Introduction

Welcome to khaya.money, operated by StackR Technologies (Pty) Ltd ("we," "us," or "our"). We are committed to protecting your privacy and ensuring that your personal information is collected and used properly, lawfully, and transparently in accordance with the Protection of Personal Information Act, No 4 of 2013 ("POPIA").

2. Information We Collect

We collect and process your personal information mainly to provide you with access to our services, to help us improve our offerings, and for other purposes as explained below.

  • Account Data: Name, email address, phone number.
  • Financial Data: Read-only transaction data synced from your connected bank accounts via our authorized open-banking partners. We do not store your internet banking credentials.
  • Device Data: IP address, browser type, operating system.

3. How We Use Your Information

We use your personal information only for the purposes for which it was collected and agreed with you, for example:

  • To provide our budgeting and analytics services.
  • To detect and prevent fraud.
  • To communicate with you regarding your account or updates to our service.

4. Data Sharing and Transfer

We will not sell your personal information to third parties. We may share your data with trusted third-party service providers (e.g., cloud hosting in AF-South-1) who assist us in operating our platform, provided they adhere to strict confidentiality obligations.

5. Your Rights

You have the right to request a copy of the personal information we hold about you. You also have the right to ask us to update, correct, or delete your personal information.

6. Contact Us

If you have any questions about this Privacy Policy, please contact our Information Officer at privacy@khaya.money.